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Fixed Income
Our goal for any portion of your investments
is simple: To manage your portfolio in a manner designed
to maximize net returns (after taxes, fees and expenses)
consistent with your financial objectives and risk tolerance.
For most investors, this goal includes fixed income.
Focus Asset’s fixed income investing incorporates
a breadth of services, resources and expertise to achieve
effective diversification. Key points are as follows:
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The role
of fixed income within a portfolio is typically
to (1) reduce overall portfolio risk, (2) provide
an ongoing, reliable income source or (3) provide
some combination of both. But each investor’s
specific needs are different. Does your fixed income
investment policy reflect your individual investment
goals and priorities? |
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Do your fixed income holdings adhere
to the same academically based disciplined investing
principles that we recommend for all of your financial
decisions? Are they managed using tax- and cost-saving
techniques? |
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Do you have access to objective,
knowledgeable recommendations regarding security
or fund selection? Are your fixed income investments
structured for appropriate overall strategy, quality,
callability, tax efficiency and diversification?
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Whether you are best served by owning
a fixed income mutual fund (or funds) or a customized
individual bond portfolio, you can incorporate these
same principles. If a custom bond portfolio makes sense
for you, our Fixed Income Department offers a highly
distinct approach to building and maintaining such holdings.
Focus Asset’s status as a Registered
Investment Advisor rather than a broker-dealer, plus
our overall fee-only cost structure, means we cannot
and will not add markup fees on individual purchases.
In direct contrast with the typical brokerage services,
our approach eliminates potential conflict of interest
in our purchase recommendations and enables us to pass
directly to you any cost savings achieved on your bond
investments.
In pursuit of due
diligence, Focus Asset can provide a no-cost, detailed
analysis of an investor’s current bond portfolio
of $200,000 or more, which can further illustrate the
efficiencies our approach can bring to your portfolio.
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